Are you a frequent BP gas station customer looking for a way to save on fuel costs? Consider applying for a BP gas card. With a BP gas card, you can earn rewards and discounts on fuel purchases. In this step-by-step guide, we’ll walk you through the process of applying for a BP gas card.
Before you apply for a BP gas card, it’s essential to know the eligibility requirements. Here are the three main criteria to qualify for a BP gas card:
To apply for a BP gas card, you must be at least 18 years old. Some credit cards may require applicants to be at least 21 years old, but this is not the case for BP gas cards.
Your credit score is a significant factor in determining whether you qualify for a BP gas card. BP gas cards typically require a credit score of at least 580, but higher scores increase your chances of approval.
If you have a low credit score, consider improving it before applying for a BP gas card. You can do this by paying your bills on time, keeping your credit utilization low, and disputing any errors on your credit report.
BP gas cards have income requirements that vary depending on the card type. For example, the BP Visa Credit Card requires a minimum annual income of $20,000, while the BP Credit Card has no minimum income requirement.
Before applying for a BP gas card, ensure you meet the income requirements for the card you want to apply for. It’s crucial to provide accurate information about your income on your application to avoid rejection or revocation of the card later.
In the next sections, we’ll discuss the types of BP gas cards available and the application process.
Types of BP Gas Cards
BP offers three types of gas cards: BP Visa Credit Card, BP Credit Card, and BP Fleet Fuel Card. Here’s a brief overview of each type:
BP Visa Credit Card
The BP Visa Credit Card is a rewards credit card that lets you earn rewards points with every purchase. You can earn 25 cents off per gallon for every $100 you spend on the card. Additionally, you can earn 3% cashback on groceries and 1% cashback on other purchases made with the card.
BP Credit Card
The BP Credit Card is a store credit card that offers discounts on fuel purchases. You can save 5 cents per gallon on fuel purchases made at BP stations. The card has no annual fee and offers a 0% introductory APR for the first 6 months.
BP Fleet Fuel Card
The BP Fleet Fuel Card is designed for businesses with a fleet of vehicles. The card offers customizable fuel limits, real-time monitoring of fuel expenses, and detailed reporting. Additionally, the card offers fuel discounts and rebates.
Before applying for a BP gas card, consider which type of card best suits your needs.
Applying for a BP gas card is a straightforward process. Here are the three ways you can apply:
The easiest and most convenient way to apply for a BP gas card is by completing an online application. Visit the BP website and select the type of card you want to apply for. You’ll need to provide personal information, such as your name, address, and social security number.
If you prefer to apply in person, visit a BP gas station and ask for an application form. Fill out the form with your personal information and submit it to the store associate. You’ll receive a decision on your application within a few days.
Regardless of the application method you choose, you’ll need to provide some documents to complete your application. These may include a government-issued ID, proof of income, and proof of address. Make sure you have all the required documents before applying to avoid delays in the application process.
After submitting your BP gas card application, the approval process typically takes 7-10 business days. However, the timeline may vary depending on the type of card you apply for and the lender’s review process.
Several factors may affect the approval of your BP gas card application, including your credit score, income, employment status, and payment history. If you have a low credit score or unstable income, your application may be denied.
In case your application is denied, don’t panic. You can request a copy of your credit report and review it for errors. You can also contact the lender to learn why your application was denied and ask for reconsideration. If all else fails, work on improving your credit score and income before reapplying for a BP gas card.
In conclusion, applying for a BP gas card is an excellent way to save on fuel costs if you’re a frequent BP gas station customer. However, before applying, ensure you meet the eligibility requirements, including age, credit score, and income. There are different types of BP gas cards available, including the BP Visa Credit Card, BP Credit Card, and BP Fleet Fuel Card.
The application process for a BP gas card is relatively simple and can be done online or in-person. After submitting your application, you’ll wait for 7-10 business days to receive a decision. If approved, you can enjoy rewards and discounts on fuel purchases.
Remember, maintaining a good payment history and credit score is crucial to keeping your BP gas card active. Apply for a BP gas card today and start saving on fuel costs!